50p 2017

50p 2017

A conference about India's digital payments ecosystem.

Satyajit Sarangi


How UPI and banking APIs are changing the brokerage industry.

Submitted Nov 7, 2016

This talk will be regarding all the hasles and issues that the brokerage industry faces due to ancient banking APIs provided by most Indian banks, and how the current wave of UPI and other APIs are changing it.

They key takeaways would be issues that still remain unresolved, and how far we lack behind our western counterparts in these APIs and where we can improve to make lives better.

The intended audiences are the people who are intending to build these APIs, or want to build smarter technology on top of UPI.


Problems with NEFT and dealing with large payments.
Hacks written by us to deal with IMPS.
The change brought about by UPI and banking APIs.
Why we need more, and how.

Speaker bio

Satyajit Sarangi is part of the engineering team at Zerodha, and been part of their backoffice and trading apps, which extensively deals with payment APIs or lack of thereof.




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50p, formerly an annual conference held in 2017 and 2018 on digital payments - is turning into round-the-year forum for conversations and collaborations on the #payments ecosystem, and associated #fintech topics. Follow 50p on Twitter. more