50p 2018

India's first independent conference on payments and the payment ecosystem

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Technical overview of recurring payments using e-NACH and UPI v2

Submitted by Abhishek Balaji (@booleanbalaji) on Dec 4, 2017

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Recurring billing has been difficult in India for a while. There’s lengthy paperwork and the terms are not flexible. ECS changed that by simplifying the sign-up process. With NACH, the approval process moved online, but largely remained the same workflow.

The talk will take a deep technical dive into how the payment flows work with the upcoming UPI v2 release and e-mandates with e-NACH.


  • Introduction to recurring billing and why it has been difficult in India
  • ECS and NACH - success stories and what is lacking?
  • UPI v2
  • How to build apps with UPI v2 recurring billing

Speaker bio

Atma Krishna, LotusPay