50p 2018

India's first independent conference on payments and the payment ecosystem

Data driven analysis on role of Aadhaar in Payment Systems

Submitted by Srikanth Lakshmanan (@logic) on Nov 13, 2017

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Aadhaar has been cited as a major driver to financial inclusion and providing the infrastructure to under-banked to make payments, access banking through banking correspondants. Understand the role of various payment systems which use aadhaar and analyze their performance from available data related to them.


  • Overview of various aadhaar related payment systems (APB, AePS, BHIM Aadhaar, Pay to Aadhaar) and their purpose, features, differences
  • Data analysis of various aadhaar related payment systems statistics.
  • Analysis of behavioural patterns from users related to usage of aadhaar in payment systems.
  • Wish list of opendata on aadhaar related payments that could help in researching, providing feedback to policy.

Speaker bio

Aadhaar researchers