50p 2018

India's first independent conference on payments and the payment ecosystem

Previous proposal

 Web Payments

Technical overview of recurring payments using e-NACH and UPI v2

Submitted by Abhishek Balaji (@booleanbalaji) (proposing) on Dec 4, 2017

This is a proposal requesting for someone to speak on this topic. If you’d like to speak, leave a comment.

Section: Full talk Technical level: Intermediate Status: Confirmed & scheduled


Recurring billing has been difficult in India for a while. There’s lengthy paperwork and the terms are not flexible. ECS changed that by simplifying the sign-up process. With NACH, the approval process moved online, but largely remained the same workflow.

The talk will take a deep technical dive into how the payment flows work with the upcoming UPI v2 release and e-mandates with e-NACH.


  • Introduction to recurring billing and why it has been difficult in India
  • ECS and NACH - success stories and what is lacking?
  • UPI v2
  • How to build apps with UPI v2 recurring billing

Speaker bio

Atma Krishna, LotusPay


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